Debts & Equity Financing Solutions

Raising capital, whether through debt or equity, is a pivotal decision that shapes a company's ownership, control, and financial flexibility for years to come. Businesses often approach the market without a clear view of which instruments suit their needs, which lenders or investors are realistically accessible, or how to present their case persuasively. Our financing advisory service helps companies navigate these choices and connect with the right sources of capital on workable terms.

Why This Matters

The wrong financing choice can burden a business with restrictive covenants, excessive dilution, or a cost of capital that does not match its cash flow profile. Approaching lenders or investors without adequate preparation also wastes time and can damage credibility with parties a company may wish to approach again in the future. A considered financing strategy ensures capital is raised on terms that support, rather than constrain, the company's growth plans.

How We Help

Capital Structure Advisory

We assess the appropriate mix of debt and equity based on the company's cash flows, asset base, growth stage, and risk appetite, helping management understand the trade-offs between cost, control, and flexibility before approaching the market.

Instrument Structuring

We advise on the structuring of financing instruments, including term loans, working capital facilities, non-convertible debentures, preference shares, and other hybrid instruments, tailoring terms to the borrower's or issuer's specific circumstances.

Lender and Investor Identification

We help identify and approach banks, non-banking financial companies, private credit funds, and equity investors whose mandate and risk appetite align with the transaction, improving the likelihood of a successful and timely raise.

Process Management

We manage the fundraising process end to end, including preparation of information memoranda and financial models, coordination of due diligence requests, and negotiation of term sheets and definitive financing documents.

Who Needs This

• Growing companies seeking working capital or expansion financing
• Businesses refinancing existing debt on improved terms
• Companies planning a capital expenditure program requiring structured funding
• Promoters evaluating a mix of debt and equity to fund a strategic initiative

Our Approach

We begin with an honest assessment of the company's financing needs and repayment capacity before recommending an instrument or approaching any capital provider. Our relationships across banks, financial institutions, and investor communities are used to match each client with counterparties genuinely suited to the transaction, rather than pursuing a broad, unfocused outreach. Throughout the process, we remain closely involved in negotiations to ensure the final terms are commercially sound and sustainable for the business.

Get in Touch

To discuss how we can support you with debt and equity financing solutions, write to us at info@agarwalurs.com.